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Check required travel area
Your travel area includes all of the countries that can be visited or travelled through under the protection of your travel insurance policy.
Coverwise travel areas are defined as follows:
Area 3 - United Kingdom (Single Trip only)
United Kingdom means England, Scotland, Wales, Northern Ireland, the Isle of Man and the Channel Islands.
Area 4 - Europe
Area 4 - Europe includes all countries covered by Area 3 - United Kingdom.
Europe means Albania, Algeria, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Channel Islands (Bailiwicks of Guernsey and Jersey), Croatia, Cyprus, Czech Republic, Denmark (including Faroe Islands), Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Isles), Holy See, Hungary, Iceland, Republic of Ireland, Italy (including Aeolian Islands, Sardinia, Sicily), Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands (Holland), Norway, Poland, Portugal (including Azores, Madeira Islands), Romania, Russia (west of the Ural mountains), San Marino, Serbia, Slovakia, Slovenia, Spain (including Balearic Islands, Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom (England, Scotland, Wales, Northern Ireland, Hebrides, Isle of Man, Orkney Islands, Shetland Islands) and Vatican City.
Area 5 - Australia and New Zealand (Single Trip only)
Australia and New Zealand means all states in Australia and New Zealand (North and South Islands).
Area 6 - Worldwide (excluding USA, Canada and the Caribbean)
Area 6 - Worldwide (excluding USA, Canada and the Caribbean) includes all countries covered by Area 3 - United Kingdom, Area 4 - Europe and Area 5 - Australia and New Zealand.
Worldwide (excluding USA, Canada and the Caribbean) means any country excluding the USA, Canada and countries and dependent territories within the Caribbean.
Area 7 - Worldwide (including USA, Canada and the Caribbean)
Area 7 - Worldwide (including USA, Canada and the Caribbean) includes all countries covered by Area 3 - United Kingdom, Area 4 - Europe, Area 5 - Australia and New Zealand and Area 6 - Worldwide (excluding USA, Canada and the Caribbean).
Worldwide (including USA, Canada and the Caribbean) means any country in the world.
If you are travelling to multiple countries, make sure you select the highest required travel area required for the countries you're visiting.
For example, if your trip included Spain, Morocco and Mauritania, you would need to select Area 6 - Worldwide (excluding USA, Canada and the Caribbean).
If you choose to travel against Foreign, Commonwealth and Development Office (FCDO) advice, our travel insurance policies will continue to provide cover for any insured losses that are unrelated to the specific reasons for the advice.
For full lists of the countries covered by each of our travel areas, please refer to the 'Geographical areas' section of a Coverwise Travel Insurance Policy Wording.
You can view all of our travel insurance policy wordings on our Travel Insurance Policy Documents page.