General enquiry or feedback
Working abroad
Although we are not a specialised business cover provider, our travel insurance policies offer cover for administrative, clerical, non-manual occupations in low-risk environments while abroad.
Examples of work we can cover include:
- working or attending meetings in an office, hotel, conference forum or educational facility
- fruit or vegetable picking as long as it does not involve the use of any motorised or mechanical machinery, power tools or the climbing of ladders
- students working as councillors or on university exchanges for practical, non-manual coursework
Examples of work we cannot cover include:
- any form of manual work whether full-time, part-time or occasional
- the use of tools and power tools, DIY and construction, or being on any form of ladder or step
- working in high-risk facilities such as building sites, factories and medical facilities unless the work is restricted to an office within these environments
- professional entertainment (such as cruise ship dancers)
- professional sports
- retail, bar and restaurant work
- nanny, childminder or au pair work
In addition, there is no cover for personal liability at all whilst working abroad or within the UK.
Please note that as we cannot accept additional premium to increase the cover provided for working abroad, our policies may not be suitable to meet your needs. However, alternative insurance providers may be in a position to assist.